Coverage amount you need
This amount was determined by our
Life Insurance Calculator.
Start a new calculation

PruTerm WorkLife 65SM Life Insurance Quotes

About You * required fields

Find out your monthly cost in minutes*. Provide a few pieces of information and get a quote.



Coverage Options * required fields

Special Features

Available at an additional cost

(Additional coverage amounts may be available.)

Overall maximum and minimum coverage amounts vary by issue age, rating class, and other underwriting factors. For quotes above $10 million, contact your financial services professional.


Medical History

*Automated quotes are available for U.S. residents only and may need to be adjusted based on additional eligibility factors.

PruTerm WorkLife 65SM Life Insurance Quotes

To Age 65
Level Premium Period
PruTerm WorkLife 65
Coverage Amount:
Premium Mode:
Monthly - EFT1

Coverage Options

Waiver of Premium Benefit:
Accidental Death Benefit:
Children's Level Term Rider:
Living Needs Benefit:

Medical History

Tobacco Use:
Medical History:
Blood Pressure/Cholestrol:
History of Family Death:

About You


Lifestyle Information

DUI/DWI or Reckless Driving:
License Suspended/At Fault Accident:
Motor Vehicle Moving Violations:
Zip Code
Level Premium To Age 65: Initial Monthly - EFT1 Premium:
Base Premium
Accidental Death Benefit
Living Needs BenefitSM $ 0.00 (available at no additional premium)
Children's Protection Rider
**Insured's Waiver of Premium Benefit Rider Included
Total Premium

*The premium quoted above automatically includes the Insured's Waiver of Premium Benefit Rider and any other riders you've chosen, if applicable. Under the Insured's Waiver of Premium Benefit Rider, subject to the terms and conditions of the Rider, the premiums within the level premium period are waived for disability or waived for one year if the insured is unemployed. PruTerm WorkLife 65SM cannot be issued without this Rider and it cannot be removed after the policy is issued. The cost of this Rider is included in the total premium for PruTerm WorkLife 65SM. This Rider will automatically terminate by the contract anniversary on or following the insured's 65th birthday. More Info

PruTerm WorkLife 65SM covers the insured with a guaranteed level death benefit until age 85. The death benefit is paid only if the insured dies during that period, assuming all premiums are paid when due. Premiums are guaranteed and remain level to attained age 65 and then increase annually until the insured's attained age 85.

Please remember these are merely quotes provided on the basis of the information you provided. Complete underwriting of your full medical history and other factors will be required to determine whether you are eligible for coverage and, if so, which underwriting classification will apply. This review may result in a higher premium than initially quoted. Factors typically considered in underwriting include: tobacco use, blood pressure, height and weight, cholesterol, personal medical history (including heart disease, cancer, diabetes and other conditions), alcohol/drug use, driving record, occupation, aviation, avocational activities (including scuba diving, mountain climbing, sky diving, etc.), and residency. Please note that all guarantees are based upon the claims-paying ability of the insurer. Our policies contain exclusions, limitations, reduction in benefits and terms for keeping them in force. A financial professional can provide you with costs and complete details.

  • Waiver of Premium Benefit
  • Accidental Death Benefit
  • Children's Protection Rider
  • Living Needs BenefitSM
Additional Underwriting Categories

The amounts listed below are examples of additional underwriting classes for which you may be eligible upon the completion of the underwriting process.

Coverage Amount:

Class Level Premium to Age 65:
Preferred Non-Tobacco
Non-Smoker Plus

1Electronic Funds Transfer (EFT) is a pre-authorized monthly deduction from your checking account. Other payment modes are available. Payment modes other than annual may result in higher aggregate premiums than if premiums were paid on an annual basis.